Mister Mortgage a.k.a. James Butz from Crown Home Mortgage interviews Rafael Ortiz of EXP Realty Rafael is a Realtor at EXP Realty in Montclair, NJ James and Rafael talks about how he got into the Industry because of his Mom and how they now work together on the same team Rafael talks about his approach on how to generate business and how cold-calling has been his number one source for generating business #tomsriver James Butz has been in the Mortgage Industry for over 25 years and is now taking on the role of being the Mister Mortgage of the East Coast