Mister Mortgage a.k.a. James Butz from Crown Home Mortgage answers one of the most asked questions in the Mortgage Industry Brian from the Neighborhood asks the question: Does it make sense to pay points when buying my first home? Comment Below to get your question asked by Mister Mortgage James Butz has been in the Mortgage Industry for over 25 years and is now taking on the role of being the Mister Mortgage of the East Coast.